Personal Savings
- Free account that links to your free PaimCrest® checking
- PaimCrest checking earnings automatically transfers in
- Pays a high rate of return every month
- Save for any purpose with this simple savings account
- Enjoy access to your funds with 4 free withdrawals per month
- $3 monthly service charge that can be waived
- Maximize earnings on your higher savings balance with tiered interest
- Access your funds with up to 6 free transactions per statement cycle
- $10 monthly service charge that can be waived
- Prepare for medical expenses in advance
- Tax-free withdrawals for qualified medical expenses*
- Contributions are tax-free and can be made by you or others*
- Enjoy more peace of mind with guaranteed earnings at a fixed rate
- Longer terms earn higher rates (from 6 months to 5 years)
- No maintenance fees, though early withdrawals are subject to penalty*
- Get FDIC insurance on your balance of over $250,000
- Funds management is handled entirely by PaimCrest Bank
- Enjoy the simplicity of one bank, one rate, and one statement
- Start saving for retirement now with special tax advantages*
- Earn competitive interest above standard savings rates
- Traditional and Roth options available